Uninsured & Underinsured Motorist Protection

You can do everything right – driving carefully, following the rules and maintaining your car but end up in an accident caused by someone without enough insurance. The uninsured and underinsured motorist insurance steps in to help.

  • Layer of Protection

  • Safety
    Assurance

  • Budget Protection

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Why Uninsured & Underinsured Coverage Matters

Many drivers on the road do not carry proper insurance. Some have the minimum required by law but it may barely cover a fraction of serious accident costs. Without UM/UIM, you might end up paying for someone else’s mistake even when you were not at fault. This coverage is certainly your safety net.

  • Financial Shield

  • Accident Safety Plan

Key Benefits of Uninsured and Underinsured Motorist Protection

While uninsured motorist coverage covers you when driver, at fault, has no insurance at all, underinsured motorist coverage applies when the other driver’s insurance exists but is not enough to cover the damaged caused by them. Getting hit by a driver with not enough insurance might leave you facing more than just car damage. This coverage can help you handle medical bills, car repairs and other unexpected costs coming with an accident.

Frequently Asked Questions (FAQs)

Uninsured underinsured motorist coverage is designed to help if the at-fault driver does not have any insurance. On the other side, underinsured motorist coverage steps in when the other driver’s policy limits are not sufficient enough to pay for all your medical or repair costs.

Yes, in most states. If a driver is causing damage and leaving the scene, uninsured motorist coverage might pay for your injuries or property damage. But make sure you check your policy in detail since rules vary by state. See your uninsured and underinsured coverage options today on Quote Consumers.

Well, health insurance may cover your medical bills but it won’t pay for lost income, pain and suffering after an accident. It might not even cover vehicle repairs. UM/UIM will fill those gaps. This coverage could save you from big out-of-pocket costs later. Get uninsured and underinsured motorist insurance quotes now!

The right way is to match it to your liability limits. That way, your protection level can be balanced on both sides for damage you cause and damage others caused to you.

Uninsured and underinsured motorist coverage will add a small amount to your premium. However, many drivers find the cost modest compared to the financial protection it provides if an uninsured driver causes an accident. Find the best underinsured motorist protection coverage you need.
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Stay Covered Comprehensively, When Others Aren’t

No one would deny the fact that even careful drivers might get caught off guard. If someone with little or no insurance hit your car, uninsured and underinsured motorist coverage helps.

  • Accident Protection
  • Confidence on the Road
  • Legal Support
  • Financial Protection
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