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It covers costs if you damage someone else’s car or property accidentally.
It helps you bounce back if another driver does not have enough insurance coverage or any at all.
It catches the stuff a collision won’t such as storms, theft and unexpected disasters.
It pays for your medical bills. Sometimes, it also covers lost wages, no matter who caused that accident.
This insurance repairs your car after a crash even if you were the one at the wheel.
Coverage designed for classic vehicles, helping protect value, specialty parts, and limited-use driving needs.
It’s one of the most unsettling things that can happen behind the wheel. Someone hits your car or worse, hits you while you’re walking or biking and then just drives away. No exchange of information, no accountability, just taillights disappearing around a corner while you’re left standing there trying to process what just happened.
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If your friend crashes your car, your auto insurance policy may still provide coverage. Learn how permissive use works, which coverages apply, and whether your rates could increase after the claim.
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