Leaving a property vacant, even temporarily, can expose it to unexpected risks. From vandalism to weather damage, unoccupied homes are vulnerable. Vacant home insurance offers reliable protection, ensuring your investment stays covered while you’re away—whether for weeks, months, or longer.
Coverage for Empty Homes
Protection Against Theft & Damage
Flexible Policy Durations
Standard homeowners insurance often doesn’t cover unoccupied homes. Without the right protection, you could face denied claims or major out-of-pocket costs. Vacant home insurance fills that gap—offering specialized coverage that keeps your property protected even when no one’s living in it.
Covers the Unexpected Risks
Avoid Denied Claims
Vacant home insurance is ideal for homeowners in transition. Whether you’re selling, renovating, relocating, or inheriting a property, your empty home still needs protection. This tailored coverage keeps your investment safe during every in-between moment—no matter how long it lasts.
Sellers Waiting for Buyers
Renovations or Major Repairs
Seasonal or Inherited Homes
An empty home doesn’t mean it’s safe. Vacant properties face unique risks that standard insurance may not cover. Whether your house is for sale, under construction, or awaiting tenants, vacant home insurance fills the gaps—protecting you from the financial fallout of damage, theft, or liability when no one’s around to watch.
