Protect Every Step of Renovation

Home renovations come with exciting changes—and unexpected risks. Whether you're remodeling a kitchen or adding a new room, renovation insurance protects your property, investment, and peace of mind. From minor upgrades to full overhauls, ensure you're protected every step of the way with tailored coverage designed for active construction zones.

  • Covers Construction Damage

  • Protects Personal Property

  • Builder Liability Included

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Shield Your Home Improvements

Standard home insurance often doesn’t cover damages or liability during major renovations. With renovation insurance, you fill that gap—ensuring your materials, structure, and liability are secured. It’s an essential step for protecting your home, your workers, and your future investment.

  • Standard Coverage Isn’t Enough

  • Prevent Unexpected Expenses

From Plan to Protection

Getting renovation insurance is easy. Whether working with a contractor or DIY-ing parts of your project, it’s important to align with a provider who understands renovation risks. Once you know your project’s size and scope, selecting the right policy takes just minutes.

  • 01

    Outline Your Renovation Plans

  • 02

    Choose the Right Policy

  • 03

    Finalize and Stay Protected

FAQs on Home Renovation Insurance

It’s highly recommended—even minor work can cause costly damage or liability concerns.

Not always. Most policies exclude construction-related risks without a specific rider or renovation add-on.

Yes, but it may not protect your property. Having your own policy is a smart safeguard.

Duration depends on the project. Some policies offer short-term coverage, others extend for months.
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Protection That Matches Your Renovation Plans

Don’t let unexpected damage, delays, or liability issues ruin your dream renovation. Home renovation insurance ensures you’re protected from the moment construction begins. Whether you're updating one room or transforming your entire house, having the right coverage helps you avoid out-of-pocket surprises and construction setbacks—so your vision stays on track.

  • Covers fire, theft, and water damage
  • Includes liability protection for injuries
  • Covers structural and material risks
  • Works alongside contractor policies
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Build Smart, Stay Protected

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