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Stay informed with the latest tips, reviews, and expert advice on all things insurance.

user Gary A. Solar
Home Insurance

Should Gun Owners Carry More Insurance?

Gun ownership comes with legal and financial responsibilities—yet most standard insurance policies fall short when it comes to full protection. This article explores whether gun owners should carry additional coverage, what typical policies include, and how supplemental insurance can help cover accidents, theft, or legal defense.

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user Gary A. Solar
Health Insurance

Employer Health Insurance vs. Individual Plans: Which One Is Right for You?

Explore the key differences between employer-sponsored and individual health insurance plans. Learn about costs, benefits, flexibility, and coverage options to help you choose the right plan based on your career, lifestyle, and healthcare needs—whether you’re employed, self-employed, or in transition.

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user Gary A. Solar
Car Insurance

Can I Insure a Car That Is Not in My Name?

Insuring a car you don’t legally own isn’t always straightforward—but it is possible in certain situations. Whether you’re driving a family member’s car, waiting on a title transfer, or co-signed on a loan, insurance companies look for financial interest and responsibility before approving coverage. Learn when you can get insured, what options exist, and what pitfalls to avoid to stay protected behind the wheel.

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user Georgia Buzzard
Renters Insurance

Can a Landlord Require Renters Insurance?

While not legally required by federal or state law, landlords can include renters insurance as a lease condition. Once a tenant signs the lease, they’re contractually obligated to obtain and maintain coverage. This protects both parties – landlords from liability and tenants from personal property loss or liability claims. Enforcement is valid if clearly stated in the lease, though mid-lease changes require tenant agreement. Renters should understand policy details and check local laws to ensure compliance.

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user Georgia Buzzard
Medicare insurance

Does Medicare Pay for Nursing Home Care?

Medicare does not cover long-term custodial care in nursing homes, such as help with daily activities like bathing or eating. It only pays for short-term skilled care under specific conditions – after a hospital stay and within a Medicare-certified facility – for up to 100 days. For ongoing care, families must turn to Medicaid, long-term care insurance, or private funds. Planning ahead is crucial to avoid unexpected costs and ensure proper support for long-term needs.

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